Pregnancy

So my husband wants to have a child in a year. He is 28 and I am 19. I don't feel like I am ready to have a child when I turn 20 Bc I'm a college student and I want to finish school first. I just want to know how hard it would be to have a child at that age or whoever had a child at that age is it too much to handle? Please I need help about this Bc I'm freaking out