Help! TMI NO PIC

last period was 11-6.

Expected period 12-10. Nothing.

Period came this friday. 3days ago..

I am now on my period 3rd day. I am bleeding so heavy. But a day before my period came i was very dry didnt think nothing of it..

Now i can hardly wipe without crying. Its red and burns when i pee. It hurts to sit or even touch.

Lubricant from walmart .88cents one seems to take the discomfort away until i pee or wipe or touch down there. I am so swollen i can barely stick two fingers "inside me".

I dont want to go to the er cause i am bleeding badly and they will have to chrck down there and im embarrassed.

I dont have a dr. So i cant go to one.

My husband thinks its a UTI but idk what it is.

Any thoughts