Money and miscarriages

Ok so I have a question, I have insurance and still will have to pay about 5000 for a d&c! How do you guys do it to keep ttc? My husband and I decided that we can't Bc it will take us a while to pay that, leave alone if I get pregnant again and pay doctors and if unfortunately  all of this happens again, we just can't be paying that money! Is any of you guys having the same problems?