flabby underbelly?!??

Erin
Hey guys, so I am 39 weeks pregnant with my second baby girl and woke up today with a "saggy pouch" under my belly button. It's gross, but if I fish it in enough I can feel baby down there...
Wondering if this is Bc she has finally dropped or if it's just where her head used to be pushing, because that's totally what it looks/feels like. Anyone else have this happen? It feels so weird and makes me a little less excited to see my post baby belly In the days to come...