license and car insurance in 16 help

So I'm getting my license and have to pay for my car insurance haven't really looked into it cause my dad won't tell me wht insurance we have but like how much should my car insurance be if I go under myself or if I go under my dad  I have a Volvo XC90 2006 and I'm a student with honor roll so I know I get a discount but like should it be more than 2200 dollars?!?!?