Please your help is so appreciated....

So I'm in debt, about 4 grand in credit cards or hospital bills. I wanna pay it off with a loan or all at once instead of making these stupid monthly payments that aren't getting me anywhere, due to Interest being high and it taking my money when I pay (so basically I'm paying off interest, not my Bill) 
Anyways my question is, does anyone know how I can go about doing so? Any credit cards with max limit I could apply for so I can just have one bill, not 6. Or any loans you know of ? Or just anything that can help me in my situation? 
Anyways thanks!! 
☺️ really really is appreciated 
Oh and I have bad credit :( 

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