Rags to Riches? ‼️💲💶💸💰

Hi 👋 ladies.
I need words of encouragement and advice.
 I guess what i am looking for are stories of motivation and hope. My 🚗 just got repo'd today and im giving up my apartment in January due to financial and other reasons. I'm not going to sugar coat my own stupidity and bad decisions. I somehow lost control of my self and my finances ive got a bad spending addiction or habit or what haves you. My husband had lost his job be begging of this year and 4 months after he got a job THANKS TO GOD and we started catching up on bills. But my car payments were so behind that i somehow lost track of payments to the point that i was over it because of the stress of being broke after each paycheck and i thought it
was a good idea to let the car go since it was becoming more of a burden then a blessing to me (so i thought) at the moment. We stopped paying the car and said we would buy another one cash. We had a plan and it blew up on our face because this month (December) because of weather related problems my job decided to shut down almost 2 weeks hubby was out of work because of snow stroms too (closed work) and our rent is due soon and other bills and we already had January as our last month at our apartment  can't do nothing now. And i woke up to my car being gone (it was the plan) but i was hoping i could pay it next month and start all over but they beat me to the punch and now im carless next month im apartmentless and im feeling defeated ☹️😢😔 i know everything will be ok but for now this is the situation. 
Please someone tell me you've been through this before and are doing much better now!
Tell me your stories.
Thank you my heart needs this! 

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