Is anyone debt free? Besides your house

Question

I am really starting to get into this debt free stuff. We just got married so I'm mapping out our way to become debt free. We moved into a new house so I kind of went on a spending spree with money I didn't have to decorate. Now it's the new year and I'm super focused. We make about $150,000 a year together. My husband is self employed so his income isn't alway set every month. Seems like a nice amount but with this debt it doesn't go a long way. Any advice would be great. We are definitely cutting back on things. Going out to eat, pedicures, movies, stuff like that

Answer

I'll forever be in debt to Mrs Salley Mae..:

Answer

Just house is the only debt we have. I couldn't have any other debt without being very anxious about it I think 😂😂

Answer

Never pay the minimum payment on any bill. You pay triple in interest. I paid off my college loan in 5 yrs. They wanted $100/month, I paid them $400. Best part is I not only got word on my birthday but I also overpaid $300 and got that back just in time for it to be my birthday gift!

Answer

House paid off.  Just a car that has 0%interest.  Dave Ramsey program shed lots of light on finances for us! Good luck!

Answer

We have a really tiny mortgage but that's all.
Instead of having things like car loans and paying back credit cards see if you can extend your mortgage to pay off the other debts. Mortgages tend to be lower interest rates.
If you can't do that then pay all your extra money into the debt with the highest interest rate first and only make minimum payments on the rest of your debts. 
And don't have any savings while you're paying off debts apart from your mortgage. Savings don't earn enough interest to be worth having while you're paying high interest on debt.
And also keep on top of your bills by paying a small portion of every expense each time you get paid instead of waiting for a bill to arrive and then pay it. You'll have more available money every pay to be going towards your debt.
We are a family of 6 with very little income. But we are debt free because we're smart with our money, not because we have lots of it. Your combined yearly income is 6 times what we live on in a year!!!!! If we can do it on so little money, then so can you!!!!!! 👍😃

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I think I'll forever be in debt. Don't think I'll ever have my student loans laid off 😩

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We are and it's great. We are still surviving debt free on only my husband's income since we have a baby now. It's tough, but worth it so I can be with our daughter. I'm putting a plan in motion to do designer clothing resale on eBay for some extra income since it's looking like my husband will need a new car relatively soon and I do not want to go back to working full time outside the home. We both have great credit so we should be able to get a 0% or very low apr car loan. My husband had cancer and I had a baby last year so our savings got pretty decimated since health insurance is shit now.

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The only reason my husband and I are debt free is because for the time being we live with my parents while we are between houses. We plan on buying a new house and submerging ourselves in debt again very soon! 😆

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Try the Dave Ramsey plan. 
We are no where near debt free. We tried the plan a long time ago which is a good one but fell off the wagon. I'd love to try it again tho.

Answer

Just our mortgage and our car loans (which I pretty much consider mandatory debt these days). No consumer debt or student loans!!! 😁

Is anyone debt free? Besides your house

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