Virgin at 19

I am still a virgin maybe because the idea of sex makes me nervous.

I went through things when I was younger, so it just makes me anxious.

Some guys think its respectable, but I've been made fun of, then asking me, "But why though? Your missing out."

I am happy being a virgin at the moment but sometimes it feels embarrassing in the situation where your made fun of due to it.

Not only that, but I get nervous about a guy seeing me naked. I'm not really fat or anything, but I still have some chub and even have stretch marks so that is a factor.

What is your opinion?