Young mothers - what is "young"??

Lily • 💕20 and pregnant with our first baby! I'm a bit of a princess at times💕
I'm 20 and 12 weeks pregnant. A lot of people consider me a young mother, and sadly there is the assumption I lack stability and the finances to care for my child. Which is funny because I'm more financially stable than many people in their 40's. 
 
My age isn't a reflection of who I am, and I hate the phrase "young mother" as it groups women together which unflattering connotations.
I understand that statistically most young mothers struggle a little more, but I'm getting pissed off when people make a snap judgement and then get OFFENDED when I explain how stable I am - as if I'm trying to gloat. 
 
Anyone else experience this? Do you judge young mothers? What even is a young mother to most?  

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