I just found out my husband has $55k in secret debt
We've been together for a couple of years now and always had our own bank accounts, which was his choice. We're currently 20 weeks pregnant and moving to a new town so we applied for a mortgage - we rent right now but it's too expensive in the new town. He currently doesn't qualify for a mortgage because he owes 35k on his car; 11k on his ex wife's car; 7.4k on a payday loan, and 1k on an old credit card. He told me his only debt was 17k outstanding on his car.
Some of this is fixable, for example his ex wife obviously just never refinanced her car like she was supposed to do based off their divorce settlement. He insists he owes less than that on both his car and payday loan. We'll see what he comes up with today. But I am sick to my stomach over this. First becaus he really has hidden this old payday loan from me for over 2 years, and second because he was irresponsible enough to let this happen (like, how do you not follow up on the stuff in your divorce?!). I wish we had time to work through this but with our dates we basically need to buy a house next week or be homeless. Any thoughts? Advice?
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