IVF Question

Hi Ladies.  Our fertility dr told us yesterday that <a href="https://glowing.com/glow-fertility-program">ivf</a> was our only viable way to become pregnant.  We started looking at the financials, have any of you ladies participated in a shared risk program?  We can join a shared risk program where you prepay a discounted amount for 3 procedures and if you get pregnant on the first or second try, you just paid a little more for your procedures.  However, if all 3 procedures fail, you get all your money back.  Just wondering what your experiences have been and how you're dealing with the finances of <a href="https://glowing.com/glow-fertility-program">ivf</a>.  Much love!