Hi Ladies. Our fertility dr told us yesterday that ivf was our only viable way to become pregnant. We started looking at the financials, have any of you ladies participated in a shared risk program? We can join a shared risk program where you prepay a discounted amount for 3 procedures and if you get pregnant on the first or second try, you just paid a little more for your procedures. However, if all 3 procedures fail, you get all your money back. Just wondering what your experiences have been and how you're dealing with the finances of ivf. Much love!