At what age is it appropriate to start making your own financial decisions without your mother?

Jay (Jenna)
My mother is being super controlling. I have a chance to go see a new Broadway show and spend a day in NYC for only $100. My boyfriend is excited about this trip as is my sister who I am paying for. But she believes it's irresponsable and has forbidden anyone in the family from lending money if I should ever need it. Now that being said I'm a university student and work a job over the summer and on campus. I'm not sure that it's her business anymore. I'm feeling confused and alone so what do you think?

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