Hi all! So my husband and I have been together for 5 years (married for 2). I am 24 and he is 29. We are recently TTC. One issue I am trying to get over is the fact that, other than our first couple of years together, we have not used any form of birth control. So you would think that if I was able to get pregnant, I would have by now

... Right? I have regular cycles every month with no issues. Could it be possible that I am fertile but just have not had sex at the right times? Should be husband and I go to the doc to check our fertility? I am scared to inquire about that because I have no idea how much that kind of things cost and our health insurance does not cover that.

Sorry if I sound naive, just nervous and honestly new to TTC. Thanks!