3 month old HATES tummy time

I'm reading/seeing everyone's 3 month olds lifting their heads and shoulders up during tummy time, but my daughter still just lays there and screams. I can count on one hand the number of times she's just slightly lifted her head during tummy time since she was born. Although she does have pretty good strength and neck control when sitting or laying on her back - when sitting (with me holding her so she doesn't fall) she is able to hold her head and back up straight and when on her back she can lift her head up - but I do worry that not lifting herself up during tummy time could lead to issues down the track, eg problems crawling/crawler later.. Is anybody else in the same boat?