Unusual breast issues. Could It be cancer.

My left nipple and aerola have a tiny dry patch that itches.

When i press around my left boobs it hurts.

When I raise my arms up, I feel a sore lumpy area under my right nipple.

I'm concerned I may have cancer but my mother doesn't want to take me to the hospital because she doesn't want payments. She said she'll take me in 3 months when I get insurance but I don't want to wait just in case it's a problem. I'm scared, please help.

I'm not pregnant and my period doesn't come for another 2 weeks.