Hardest Thing to do.

So my husband and I were trying for a baby and at first we didn't succeed but we were gonna try again. sadly today I am ovulating and I asked if he wanted to try again, he said only if you want to which kinda hurt me at first. honestly I started to think in my head and I choose no, because right now we live with my parents who charge us out the ass for rent but they don't do anything for us which I get it were adults and we can do things on our own, but when there's no food in the house for weeks and yet you buy things for your son's daughter like a $70 bike yet she's only 2. anyway I decided to say no to trying for a baby because my husband and I think it's best to get our ducks in a row first because we may be moving early next year and I didn't want to bring a child into something that we're not sure about. some of my questions are have any of you had to do the same? Am I overthinking things? also you are welcome to give us advice I'm still young 26 to be exact and he's 30. we are still learning things. this is so hard on me because out of my friends I'm the only one without a baby. I really feel like I made a bad choice but it may be for the best.