Suggestions???

I keep bringing up the idea of marriage more and more now. We have discussed getting married but my bf says it's not the right time because he doesn't have enough money for a ring or enough money to move out from his mom's house. He said we could have a courthouse wedding but live apart until we have the means to live together. We have been together for 6 years now. I love him so much; very committed to him and want to spend my life with him. Suggestions?