Insurance

Alrighty peeps!! I have come to a turning point in my life where I am switching jobs and I am thinking about not accepting the insurance that my new job has to offer because the current hospital I work with is not within it's network, so I would be paying for full coverage but only get part coverage.... and I am not willing to switch hospitals because of what I have gone through with my current primary/OB provider! So, how many of you have had a baby without insurance? Was it insanely expensive? Thank you in advance for your input and advice :):)