My husband is scared of starting a family

My husband is terrified to start a family because of our financial situation. We have a very strong hold on our finances and I don't agree that we are in a bad position to have a baby. We have more money than most of our friends that have children. He has a notion that we should be "rich" in order to have a family. Many say that a couple will never have enough money to have kids, but he doesn't believe that. How do I get him to warm up to the idea without forcing him to have kids? I don't want him to end up resenting me or the baby if we have one. I'm starting to get anxious and frustrated with the whole situation. We dated 8 years before we got married and have been married 2 years.