Does anyone want a baby, but not ready... And finding it difficult?

⭐️MerFerret⭐️ • Beagle mama • Lupus & Fibro • 🏳️‍🌈 bi
My husband and I are ready for kids in all ways except for financially... It makes it really hard to be avoiding pregnancy when we want a kid so bad.. But we figure that a baby deserves a more comfortable lifestyle (plus it would be much easier for us as well), so we're waiting. Anyone else wanting a child and waiting for legitimate reasons, but having a hard time being patient and wanting a baby terribly?