Everyone should have a life insurance policy

I think everyone should have a policy. My brother doesn’t and claims he doesn’t need one because he will be dead and doesn’t care what happens to his body, then he said he knows his family would take care of it because they care and would want him to have a proper burial.

I think that’s bull shit. I hate when people are out living wild and dangerous lifestyles, blowing all their money away and then just expecting their family to pull all their money together to burry them