Deliver in Hospital without NICU?

Emily

So I live in the middle of nowhere... the closest hospital to deliver at is 1.5 hours away and does not have a NICU. Since I’m having twins...didi... I transferred my care to a hospital with a NICU even farther away, 2 hours, in another state.

I’m 29 weeks now with no complications (knock on wood). I have come to find the NICU hospital does not take my insurance since it’s in another state and I will have to pay $1500 for the delivery.

Would anyone risk delivering at a hospital without a NICU? If they needed NICU care the babies would be transported . Not sure it’s worth the risk... but we also don’t have an extra $1500 laying around...