are you ready for a baby?

is it even a question to want a baby or be prepared for one im 21 and i lost my bby two years ago due to acrania , idk if im scared or im not ready yet, or to top it off if i even want kids im hispanic so as uguys might know we have a big population of ppl having kids under age 35 and not just one like 3 . im not a big fan of having some now so this might explain why my husband whos 25 wants kids now like hurry and have one its  not my intention on hurryin to have kids its more like hurryin to build a future together first and then have as much bbys imean having enough money to support bbys .... is anyone in my shoes??? im asking for anyone out their .... ifeel stuck in a box im havin difficultys gettin preg