Stretch marks 35 weeks 😩😔

My whole pregnancy I only got one small one on my stomach, which I don’t mind. It’s expected.. as much lotions and oils I put I still expected at least one. But I discovered today I got some on my lower lower tummy on top of my private area. This just made me upset. I would of rather had them on my actual stomach 😩😔 is it because I carry so low? Is this common to get this low only?