Advice please

BAR21

So I am looking into purchasing a golden doodle where I live (Arkansas) but the cheapest I could find one for is $850 for an F1 and $1200 for an F1B everyone around me tells me I shouldn’t spend that much for a dog, but I’ve always wanted one and since no one is helping me pay for it, why should they care. Idk what to do. Has anyone been through this before buying an animal that was pretty pricey ?