Anyone in this kind of relationship is this normal?

Boyfriend of just over 4 months never had sex but have played woth eachother no oral and two opportunities we had and one he was way too tired and second his mood was killed but loud house. He doesn’t say sexual stuff but he does kiss me and all that. I kinda asked if he’d wanna have sex both times and he was like okay but he hasn’t initiated. Is this bad? Does he not want to have sex ? Could he be a virgin cause he also doesn’t carry condoms even tho the second opportunity he knew we’d sleep together and that sex might happen I mean that is what I thought. How can I fix this do I step back and wait for him? Do I talk to him about it? Cause I love him and I was planning to tell him but now I feel like there’s too much pressure. I don’t wanna waste my time and I do love him a lot I don’t wanna just give up because of sex! Although they say sex is important in a relationship but like is this even normal ? We’re 23 he should be horny all the time that’s why I’m thinking maybe he’s a virgin cause he does not look like a fuckboy like he’s not the type to go and sleep around and he’s way too busy with full time work and school. I need advice he’s my first boyfriend and up till now I thought everything is great but why is the sex not happening. Hes a shower so he shows he likes/loves me by holding my hand kissing me and hugging me and taking me home but he doesn’t say things like pet names and compliments and idk maybe that’s just a different type of guy! He’s met most of my friends and fam and I’ve met a couple of his friends that’s all. I heard him on the phone with a friend he doesn’t socialize much that he said he’s out to get food instead of saying he’s out woth his girl and I haven’t met his fam. I told him I’d love to meet his sis but he answered my other text and not that one so I’m not sure what is happening. We still talk since that sex fail but idk if this is a good sign he hasn’t said anything about breaking up so I’m assuming Everything is ok and I might be overthinking it and maybe he’s just not ready for that step to have sex! It’s difficult anyways to have sex as they only place we meet is outdoors for a walk or food we don’t live alone and he doesn’t seem like the type to say let’s get a room he doesn’t drive so it’s hard. What do you girls say is this all fine anyone in same position? How to approach this situation?