Could you spare a minute to help me?

Ladies, I have so many questions concerns and fears. My husband and I have been through numerous rounds of failed Clomid cycles. He has been told he has low volume. We are being referred out to a specialist now. How do you ladies afford <a href="https://glowing.com/glow-fertility-program">IVF</a>? My state does not mandate coverage for infertility and does not cover ANYTHING literally not one thing. I feel desperate, lost and more than anything hurt. How are we going to afford this? Something my heart breaks for but something I can only have if I pay thousands for it. We are a one income family and don’t have any other family that could/would help us. Ladies I’m scared and hurt. How did you do it?