I’m 22 and closing on my first home in a couple weeks. I love my family (dad, siblings, grandma, etc) and I also have my own family (married with a toddler & pet). We were teenage parents so nobody expected much from us but we worked our butts off, I only make about $80-85K a year however compared to my family that’s unheard of. My spouse finished college & currently stays home with our child. We’ve been building our house for months & are finally closing in about 3 weeks, we are handing over a very large check as you can imagine. Currently we rent & still pay bills, and as much as I love my family I feel they know I have a hard time saying no. I’m always asked to give money to family when they need it, which I don’t have a problem with, but when I’m trying to better my little family and I’m saving as much $ as possible, I find it very rude almost to have 2-3 members of my family come to me asking to loan them money. Regardless if they pay it back, my loan officers will see money going in and out of my accounts. I explained this to them, and they backed off. For a week. Then they came back & made me feel guilty about their situation so I did it anyway. Sometimes my Dad even gets pissed at me if I don’t lend him money. I love them all dearly but I have tried advising lightly each of them how to better their financial states and spending habits and no one listens to me. They treat me like a child who has no life experience but when they want to borrow money I am suddenly their #1. Am I a bad person for saying no to my family when they keep wanting to borrow money when I’m about to close on my first house?