Guys wwyd?

Talking to this guy since April from tinder. Has always put off meeting me or even having a phone call. When I say maybe we should just leave it if he's so hesitant. He says he thinks he might have depression and he doesn't wanna meet me while he is a pathetic mess. I really empathised with him and gave some advice. But this always happens when I bring up actually doing something. I said I'm always here if he wants to talk but maybe it's not meant to be with us as I want a real life relationship. He just replied with "I love you". Bearing in mind we've never met and never even spoken on the phone, I've seen all his socials and we exchange regular snaps so I know he's really but still... Is this a red flag?? I like him a lot but I haven't fallen in love with him because I need to be with someone in person before feelings like that develop