Okay so first off I’d like to say please don’t judge when I ask this question. I know pay day loans are bad but this is my last resort until Tuesday when I get paid.

I had put in an application for an unsecured line of credit with my bank today, I need the money to do some home Reno’s and fix ups that I can’t afford at the moment due to being on maternity leave. I am in between pay cheque’s at the moment and am in need of groceries, also our utilities bill is past due. I get paid on Tuesday so not too far away but I’m afraid things are going to bounce in my account or I will be short funds between now and then. I was thinking of taking out a $100 payday loan, but will that affect the decision the bank will make on whether they approve my line of credit request or not??