down there

this is probably tmi but i’m 14 and i’ve been having some problems. occasionally down there will itch and get super dry. i dont use any scented soap down there and i’m super careful with everything. sometimes my discharge is really watery or if it’s creamy then it has a small smell to it and it’s not pleasant. i’m a virgin and haven’t let anyone do anything down there so idk. i cant really ask my mom to make me an appointment so pls help!!