Kinda pissed, worried

I love my vagina. I clean it and treat it very well. Lately, I be been getting soaked undies, kind of a mild smell(horrible to me, but not so bad that a person could potentially smell me). I get a itch, a luke burn, and a creamy white discharge. Should I be worried? I use a feminine wash. Usually I unscented, but this bottle is lightly scented... Never had problems before. I'm not avoiding Doc's office. I'm usually busy or I don't want to waste time going to her if this is something I can cure at home.