Any advice is appreciated 🙃

My husband and I got married in March (before the start of the pandemic) after being together for nearly five years. We frequently talk about starting a family but, it’s been a bit of a touchy subject for me lately. I was hesitant to start RIGHT after we got married because of the pandemic and I was really motivated to finish my Bachelors before having a child. We also decided we would wait a little while after getting married so we could enjoy life as a married couple. I’m finally on board with starting a family but, I think my husband needs to make more money first. I work as a paralegal and I currently make A LOT more money than my husband. My husband talks about going to trade school and advancing his career but, he never gets off his ass and works towards his “goal”. He currently works for a municipality. The pay is okay... not the best. He’s received a promotion since he’s started but, not much of a pay raise. Last year, after his evaluation, his raise was only about $750. He knows that I would like to stay home once we have a child until they are at least one. I can’t do that if he can’t even make enough money to cover all of our bills. He’s been begging me to try for a baby but, I just can’t do it knowing we would really struggle. I don’t think he sees this as a real responsibility. I don’t want to bring someone into this world if I can’t even take care of them. I have tried express my financial concerns to him. He blows it off like childcare, food, baby clothes, diapers, etc aren’t REAL expenses when you have a child. How do I get my husband to do better? Please help!!!