Has anyone financed appliances/furniture and it turned out okay? (Where you pay however much per month instead of all at once)

We’re renovating our kitchen and I’m looking at getting new appliances. Fridge, dishwasher and stove.

I was wondering if anyone has any positive experiences with financing appliances?

All I see when I google it is articles warning against it. but can it really be that bad?

My thought is $50-$75ish a month won’t affect our budget as much as $3000-$5000 coming out at once. This is my first time buying big appliances. And having 3 young kids I want to make sure I’m making the right decision. Please help!