Tricare help 😭

Courtney

So I just got married last year and my husband is In the Army National Guard. He did not have tricare before we got married because he doesn’t think he will get sick (I know it’s dumb trust me) I was on my dads insurance and just turned 26. I got pregnant in February and have still been on parents insurance but I officially lose coverage tomorrow August 1st. My husband called to set up tricare yesterday and they got it activated but I called them just to make sure my OB was covered because it’s too late to switch since I’m 27 weeks. They said my doctor is not covered but the office is??? That makes literally no sense. I’m high risk and have too many issues to completely start over with a new doctor but we can’t afford to pay the out of network. The billing specialist at the OB said they have plenty of patients who have Tricare select and it’s fine, but now I’m panicking and wondering if I am gonna have to try to find a new doctor.