Systematic racism and the definition of white privilege from a black persons perspective.

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Systematic racism are the laws and policies that are put in place by the government that are intended to keep certain RACES at the bottom.

Here are some recent examples of systemic RACISM.

http://prospect.org/article/staggering-loss-black-wealth-due-subprime-scandal-continues-unabated

Subprime loans given to Blacks before the great recession.

Even the most stable of P.G. County homeowners wound up with subprime mortgages, presumably made to believe that subprime was their only option. Not even a good credit score would have spared blacks from these discriminatory lending practices. The Center for Responsible Lending found that during the housing boom, 6.2 percent of whites with a credit score of 660 and higher received high-interest mortgages but 21.4 percent of blacks with a score of 660 or higher received these same loans.

According to court testimony, some of the loan officers at Wells Fargo spoke of these subprime loans as “ghetto loans,” and referred to their black customers as “mud people.” There was even a cash incentive for loan officers to aggressively market subprime mortgages in minority neighborhoods. In the end, the Justice Department found that 4,500 homeowners in Baltimore and the Washington, D.C., region that had been affected by these flat-out racist lending practices.

This is redlining and it has been going on since the early 30s

In the United States, redlining is the practice of denying services, either directly or through selectively raising prices, to residents of certain areas based on the racial or ethnic makeups of those areas

It has contributed to the creation of the ghetto. When redlining first started whites were given 0 interest home loans which helped contribute to their wealth they were able to pay back those loans easier. Black people were either denied or given super high interest loans which made it more difficult to move into good neighborhoods with good schools. Redlining also contributed to more segregation and urban decay because white landlords would not invest in the upkeep of houses with black owned families and since Black people couldn't easily buy houses they were forced to either rent or take a high interest loan. Also employment discrimination in the 60s made it harder for us to obtain high paying jobs regardless of how well our parents were educated. This right here is our argument. It has nothing to do with slavery!! All of that which happened less than 50 years ago some of which still is proven to happening today is what we talk about when we say there is white privilege.

The government created a domino effect that began years ago and still effect us today the struggles that our parents went through to get the same opportunities as a white person we still have to deal with today. Many of us are still stuck in the ghetto because our parents were not able to make it out.

The war on drugs was created to target black people. Before the war on drugs the prison population was 5% of the world population today it is 25% of the world population with Blacks being incarcerated at almost half the rate of any other race although we only make up 14% of the population.

Whites have not faced, housing discrimination, employment discrimination, medical discrimination, discrimination in arrests and jail sentences as a whole because of their race.

There are so many other examples that can be named but this post is getting long.

Do you feel like blacks should get over it and not complain? A lot of people say we have to same opportunities but there are hurdles to jump over when it comes to certain black people reaching the same opportunities.

EDIT: changed systemic to systematic. Did not catch that error when making this post.

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