Pap smear

Hello I'm 21, not sexually active ( virgin ) and lately I have been worried about my reproductive health. There's no obvious signs that anything is wrong but I still worry about things like cancer, fibroids, PCOS etc. I'm terrified of getting this procedure done because I feel like it's really going to hurt, I'm also quite embarrassed if I'm being honest, can someone please give me some insights, tips, or share their experience. Any advice would help.