Thinking about daycare

So I’m pregnant now and I’m due in January. I work from him and make around 53k and my fiancé makes around 70k. I need my job because a majority of my bills go to my student loans and then my car payment/insurance.

We have a good amount of savings and I also am able to save for retirement. I really want to send my child to day care after my maternity leave but it is so darn expensive. Like 400 a week just for two days, and that’s just for 1 week.

My fiancé thinks we can both work from home and watch the baby that is going to be hard as fuck at least for my job it is. My mom said she can come up a day and work but that’s a lot on her as well. Idk I’m really worried but no one else seems to be worried about this. Any advice? I can’t quit my job and like working from home.