Hi ladies ! I need help..

This month my husband and I decided to try for another one. We did an at home insemination by ourselves. This is how we got pregnant the two previous times. I’m now over a week late. I’ve never been more than two days late (besides the times I was pregnant). However, I keep getting negative tests (I’ve taken at least one everyday since the day of my expected period). I’ve had horrible pain on one side as well as back pain and neck pain… im scared it’s an ectopic pregnancy, but every place I called refuses to do an ultrasound if I don’t test positive through urine first. Any other options besides going to a hospital? I have a one year old with me all day and don’t have anyone to watch him if I end up having to stay there a long time.

I live in South Florida btw