I need as much help as possible.

My boyfriend & I have only been together for 7 months but we have a very active sex life. We aren't really trying to have a baby yet but we are both very scared that I'm pregnant. I took a cheap pregnancy test a couple nights ago & it came up negative. I'm late for my period. I've been having cramps & bad back pains. I have never had a problem with discharge but lately I've been getting a lot of it. Someone told me it was an early sign ofpregnancy.