Played it safe, but now?

So, my SO an I had a baby at the end of Dec. We have been using condoms. At the beginning of my ovulation we had intercourse, and the condom got stuck deep I side me. When he pulled it out there was very little cum inside. I am now 5 days late on my period. I am to scared to test, because we definitely arnt trying to conceive right now. Could stress play a factor? I'm not having any symptoms of either my period or pregnancy. I am however, discharging a little. The discharge has no smell, just clear discharge (wetness)

Any idea's?