Feeling down

I'm not one to talk religion but I Grew up Catholic and was always told God has a plan for you.  But lately I've been feeling like I'm being punished.  My husband and I have been Ttc for over a year now found out it's him and  I would most likely need Ivf I'm so scared that it will not work and it cost so much.  I was Married once before with my ex husband and had a miscarriage.  And now I'm with my new husband and this.  Was I that bad of a person in my past life that I'll never be happy and never have a baby the only thing I ever wanted