How do u and ur mate deal with Smooching in laws and parents?

My mother in law is always asking my husband and I for money and she was hit with the ression and hasn't fully bounced back but she works but doesn't make nearly as much as before... so now everything is falling on us and we give her what she needs for major bills but she still goes out to lunch and dinner with friends and we are Constantly pinching our savings and never go out... I want to really evaluate her spendings and put her on a budgett but the Husband believes we should continue to help her out no matter what.... and I agree but I just want us to be smarter about giving since we haven't even started our family yet...