Secretly hoping for a NFP/pregnancy

My husband and I are open to pregnancy and use the FAM/NFP to avoid. We wanted to wait, but are baby crazy and while trying to avoid are still open to an accidental pregnancy. I've been feeling different and AF is due Sunday and I'm not sure I want her to show up. While we aren't "financially ready" I've got excellent insurance and feel like no ones ever fully ready for a baby. Is there anyone in the same boat? I'd never deceive my husband to get pregnant (we've both decided on avoiding, though open for possible pregnancy) but I'm really kinda hoping my body made a whoopsie, so that we can have a little one soon. (And we are financially responsible, just not in the spot we would perfectly want to be to have a little one.