What should I do about sex?

I'm a junior in high school and my boyfriend is a senior. We've always talked about waiting for me to turn 18 to start having sex but it's like I can't help but to not want to wait. I am a virgin but he isn't and I can't help but want to have sex, I guess the only thing stopping me is lying to my parents because I am a very honest person. What should I do? I don't really value my virginity as much as other people do. I feel that it's a natural part of life but since we are taught to to wait until your married and such or for the "right" person. I feel that others will frown upon my decision like others such as elders, peers, parents, etc because our values are different but I know I think about others opinions and it's really hard and tempting.

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