Looking for some advice

I'll be 39 weeks next thursday and have the option to have my water artificially broke to induce labor. My baby is perfectly healthy and I have had no complications so my doctor is okay with it.

I'm looking to have a vaginal birth with no pain relievers, as I think that suits my wants best.

I'd like to have my baby as soon as possible without risking her health, because I've been out of work for a week and a half now and can't afford to be out of work much longer. Plus I would like to spend time with baby before I start work again. So the sooner the better, financially.

What do you ladies think? Please be honest with me, as I'm having a hard time deciding what to do and every day I don't work strains my finances a little more.