Wishy washy baby feelings? 🍼🚼?

Lately I've been feeling very wishy washy about ttc. Sometimes I feel I'm ready to care for and raise a child and other times I'm scared of how big of a life change it really is... I've been married a year and I LOVE kids but I also know what a huge toll it can take on finances and sleep which scares me. It's my dream to be a mom but I guess I'm looking for some words of encouragement from those who are pregnant now or are moms who can tell me the best things about motherhood and what keeps you going?