What would you do?

Question

A: work as much overtime as possible for one year to pay off $25k in debt, but then be away that much more from a newborn. However once this debt is paid off you can be a sahm in one year!

B: work 36 hours/week (no overtime) and see your newborn more now, but it could take 2-4 years to pay off that same debt, which means you can't be a sahm until 2-4 years from now.

I work as a nurse and this is the debate I'm having right now. I have a 7 week old son and want to start trying for another in six months or so. Opinions, advice on which option to do?

Answer

Wait to have your second.

Answer

While the newborn year is precious, they don't really have much of a memory until later so it might be more impactful to the kids to be a SAHM when they're a bit older?  Not sure if there have been studies done on that or not...

Answer

I'd work normally for  a year or so, make the most of little one, then do the overtime then try for number 2.

Answer

Don't try for another.

What would you do?

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