Slightly Chubby

So a while ago I asked for diet tips (I'm the 5'1" and 110 pound girl) and a lot people told me that I didn't need to lose any weight, so I didn't really get any tips. I thought that maybe if I posted a pic of where I wanted to lose the fat, people would offer more tips? My lower belly is kinda pudgy, I eat healthy, and do crunches overly other day, but it's not going away! So tips please? Thank you :) Also, I'm not fishing for compliments-I really want to get rid of my baby pudge.